TERMS OF USE AGREEMENT

Welcome to PrudentPocket.com! Please carefully read the following Terms of Use Agreement (“Agreement”). By accessing or using our website and services, you agree to be bound by these terms and all terms incorporated herein by reference. It’s essential that you, as the user, customer, or prospective customer, thoroughly review these terms and conditions before using our site. If you do not agree to all of the terms and conditions, please refrain from accessing or using our website or services.

ACCEPTANCE OF TERMS

This Terms of Use (TOU) Agreement constitutes a legally binding agreement governing the relationship between users and PrudentPocket.com (“the Site”) and its Services, as defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

PrudentPocket.com provides lifestyle articles and related offers for educational purposes only.

By accessing our site, whether registered or not, you are considered a “user” of the Services outlined in this Agreement. Upon registration, by providing your email to subscribe to our newsletter, you become a “subscriber.”

You acknowledge that the Services offered are the sole property of PrudentPocket.com. We reserve the right to offer additional website Services or products, or modify existing content and Services. The Site may cease offering any Services or products at its discretion. Your continued use of the Services after any updates or modifications constitutes acceptance of these changes.

The Services provided are “AS IS,” and PrudentPocket.com assumes no responsibility for timeliness, missed delivery, or any failure related to storing user content.

REGISTRATION

To register and become a subscriber, you must be at least 18 years old and in good standing under applicable laws. By registering, you agree to provide accurate and complete information and to update it promptly.

Parents or legal guardians must permit children under 13 to access our Services and are responsible for determining the appropriateness of content.

PRIVACY POLICY

Your registration data and personal information are protected by our Privacy Policy. By subscribing, you consent to the collection and use of your information by PrudentPocket.com.

We may access, preserve, and disclose subscriber information if required by law or in good faith belief that it is necessary to do so.

INTERSTATE COMMUNICATION

Using our Services may involve sending electronic communications, resulting in interstate transmissions.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

You agree to comply with all local rules regarding online conduct and export and import laws when using our Services.

You warrant that you are not on any government export exclusion list and agree not to transfer any restricted data to prohibited countries or for prohibited purposes.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

PrudentPocket.com does not claim ownership of user-submitted content but may use it to provide and promote specific Services. By submitting content, you grant us licenses outlined in this Agreement.

CONTRIBUTIONS TO COMPANY WEBSITE

Contributions to our website are non-confidential, and we are not liable for maintaining confidentiality or compensating contributors.

INDEMNITY

You agree to hold PrudentPocket.com harmless from any claims arising from your use of our Services, including any content you submit.

COMMERCIAL REUSE OF SERVICES

You agree not to exploit our Services for commercial purposes.

USE AND STORAGE GENERAL PRACTICES

We may establish practices and limits for using our Services and have no liability for the deletion or maintenance of user content.

MODIFICATIONS

We reserve the right to modify or discontinue any part of our Services without notice.

TERMINATION

You may cancel your account at any time by contacting info@prudentpocket.com. We may suspend or terminate accounts for various reasons outlined in this Agreement.

ADVERTISERS

We are not responsible for dealings with advertisers on our site.

LINKS

We are not responsible for third-party websites linked to our Services.

PROPRIETARY RIGHTS

Our Services contain proprietary material protected by intellectual property laws. You agree not to misuse or alter our content or software.

WARRANTY DISCLAIMERS

Our Services are provided “AS IS,” and we disclaim all warranties. We are not liable for any damages resulting from the use of our Services.

LIMITATION OF LIABILITY

We are not liable for any indirect or consequential damages resulting from your use of our Services.

RELEASE

You release PrudentPocket.com from any claims arising from disputes with other users.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

We provide information for informational purposes only and are not liable for any trading or investment decisions made based on our content.

EXCLUSION AND LIMITATIONS

Some jurisdictions may not allow certain exclusions or limitations of liability.

THIRD-PARTY BENEFICIARIES

No third-party beneficiaries are entitled to the benefits of this Agreement.

NOTICE

We may provide notices via various means outlined in this Agreement.

TRADEMARK INFORMATION

Our trademarks and logos are our property and may not be used without permission.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE & PROCEDURES

Please notify us of any infringement claims at info@prudentpocket.com.

CLOSED CAPTIONING

We comply with all relevant regulations regarding closed captioning.

GENERAL INFORMATION

ENTIRE AGREEMENT

This Agreement governs the use of our Services and supersedes any prior agreements.

CHOICE OF LAW AND FORUM

Any disputes shall be governed by the laws of Oregon, and disputes shall be resolved in Oregon courts.

WAIVER AND SEVERABILITY OF TERMS

Failure to enforce any provision does not constitute a waiver, and invalid provisions shall be enforced to the fullest extent possible.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

Accounts are non-transferable and terminate upon death.

STATUTE OF LIMITATIONS

Claims must be filed within one year.

VIOLATIONS

Please report any violations of this Agreement to info@prudentpocket.com.

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these terms.